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General Terms & Conditions of Grant of Loan
  1. There are certain additional requirements, which may vary from scheme to scheme and are informed through press advertisement issued for inviting applications from time to time.
  2. One attested photograph should be pasted on the space provided. Two attested photographs should be enclosed with the loan application form and one attested photo should be given to the surveyor at the time of survey.
  3. SC/ST/OBC certificate issued by SDM concerned. In case of Handicapped persons, the certificate issued by a Govt. Hospital is required. In case a person’s belongs to minority community, an affidavit to this effect is required to be submitted.
  4. Affidavit specifically declaring that no loan facility has been availed from any financial institution/banks/Government institutions or this Corporation prior to availing this facility.
  5. NOC in case working space is given by some blood relative/Rent Agreement in case working space is on rent along with the proof of ownership like Registry, Telephone bill, Electricity Bill, Water Bill etc.
  6. A DD/PO/Banker’s Cheque of Rs. 350/- towards the processing fee (In favour of DSFDC).
  7. Three photographs of work place along with applicant from different angles showing the location and dimensions of the work place.
  8. The item wise breakup of the loan amount required.
  9. All documents must be attested by Gazetted Officer/MLA/MP, or Director of DSFDC and all Affidavits must be attested by Notary Public/Oath Commissioner.
  10. Personal Guarantee Affidavit.(as per specimen)
  11. Affidavit of legal heir in all loan cases.(as per specimen)
  12. Bond of guarantee signed by guarantor.
  13. Hypothecation Deed.
  14. Post dated Cheques (No. varies from scheme to scheme).
  15. Acceptance of loan agreement/sanction letter.
  16. Original Pay Slip of the Guarantor duly signed by the DDO.
  17. Attested copy of Identity Card of Guarantor.
  18. Attested Copy of Age Proof of Guarantor.
  19. Two Attested photographs of Guarantor.
  20. Lien letter from the Issuing Authority in case some property/FDR’s/NSC’s are provided as collateral security
  21. Original copy of the document, which is being furnished as collateral Security.
Useful Websites & Links
 
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This site was updated on 18-04-2018